Forge Trust Review

Forge Trust Review

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Deciding where to park your retirement savings is no small feat, but Forge Trust offers an intriguing option.

With a legacy spanning over four decades, this company breaks the mold of traditional retirement planning by empowering you with self-directed IRAs.

Dive into our comprehensive review to discover how Forge Trust stands out in offering you control and flexibility over your future investments.

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What is Forge Trust?

Forge Trust Co. stands as a beacon for those looking to navigate their retirement planning with a more hands-on approach. At its core, Forge Trust is not just another custodian for self-directed IRAs;

it's a facilitator of dreams for individuals who wish to invest their retirement funds in a manner that resonates with their personal beliefs and understanding of the market.

Imagine having the liberty to channel your retirement savings into assets like real estate, which can offer tangible growth, or precious metals, which have historically been a hedge against inflation. This is the essence of what Forge Trust offers.

Based on our experience, we've found that Forge Trust's approach truly shines in how it empowers investors, allowing them to take control of their investments. By breaking the traditional shackles that bind retirement savings to stocks and bonds, Forge Trust opens up a world where your IRA can grow through investments in private equity or even through lending via promissory notes.

This not only diversifies your investment portfolio but also aligns it with your personal interests and areas of expertise. Whether you're passionate about the potential of startups or the stability of precious metals, Forge Trust provides the tools and flexibility needed to tailor your retirement savings to your vision. 

This strategic diversification and alignment with personal values can significantly enhance the potential for tax-advantaged growth, making your retirement savings work smarter, not harder.

Services Offered

Forge Trust stands out by offering a platform that caters to a wide array of investment preferences, each designed to align with the diverse interests of individual investors. Let's dive deeper into each service, exploring how they cater to different investment strategies.

Real Estate IRA

Investing in real estate through your IRA isn't just about diversifying your portfolio; it's about tapping into a market with tangible assets and potential for both income and appreciation.

Forge Trust enables your retirement savings to be invested in various types of real estate, from residential properties that can generate rental income to commercial spaces with long-term value growth. 

This service is perfect for those who understand the real estate market and are looking to leverage their IRA for property investments.

Promissory Notes IRA

For investors interested in generating income through lending, the Promissory Notes IRA service is a standout. Our findings show that this option allows your IRA to lend money, secured or unsecured, providing a steady income stream through interest payments.

It's an attractive choice for those looking to diversify their investment strategy beyond traditional stocks and bonds, offering a way to invest in the success of others while generating returns for your retirement.

Precious Metals IRA

The allure of precious metals like gold, silver, platinum, and palladium lies in their historical stability and potential to hedge against inflation. Forge Trust's Precious Metals IRA service allows investors to include these assets in their retirement portfolios, offering a safe haven during times of economic uncertainty. This option is particularly appealing to those looking for a tangible investment that has stood the test of time.

Private Equity IRA

Venturing into the realm of private equity, startups, and venture capital can be exhilarating and rewarding. Forge Trust's Private Equity IRA service opens the door to investing in private companies and emerging industries, offering the potential for significant returns.

This service is ideal for the visionary investor who believes in the growth potential of innovative companies and is prepared to embrace the higher risks for potentially higher rewards.

Crowdfunding IRA

The digital revolution has made crowdfunding a viable and exciting investment avenue. With Forge Trust's Crowdfunding IRA service, investors can now use their retirement funds to back projects or companies they believe in from the ground up. This option is perfect for those who wish to be part of the next big success story, offering a unique way to engage with and support emerging ventures.

The Benefits of a Self-Directed IRA

Tax Advantages

One of the most compelling reasons to consider a self-directed IRA is the significant tax benefits it offers. Depending on the type of IRA you choose—be it a Traditional IRA or a Roth IRA—your contributions may either be tax-deductible or allow for tax-free growth. In the case of a Traditional IRA, your contributions can reduce your taxable income for the year they are made, potentially placing you in a lower tax bracket.

On the other hand, Roth IRA contributions are made with after-tax dollars, meaning the money you withdraw during retirement will be tax-free, provided certain conditions are met. This can be particularly advantageous if you expect to be in a higher tax bracket in retirement.

Investment Flexibility

Forge Trust opens the door to a diverse array of investment opportunities, far beyond what traditional IRAs offer. Whether you have a passion for real estate, an interest in precious metals, or see potential in private equity, a self-directed IRA allows you to put your money into assets you understand and believe in. This flexibility not only enables you to diversify your portfolio but also to potentially hedge against market volatility and inflation.

Control Over Investments

As our tests show, with a self-directed IRA from Forge Trust, you have direct control over your retirement savings. This means you can tailor your investment strategy to fit your personal financial goals and risk tolerance. Whether you're looking to invest in a startup that you believe has tremendous growth potential or finance a real estate project, the choice is yours. This level of control is particularly appealing to those who wish to play an active role in managing their retirement funds.

How to Open a Self-Directed IRA

Getting started on opening a self-directed IRA with Forge Trust is easy and can be a crucial step towards reaching your retirement goals. Here's what you need to do to begin:


The first step is to complete the application process, which Forge Trust has made accessible online for your convenience. This process is designed to be intuitive and user-friendly, ensuring that you can easily provide all the necessary information without hassle. If you prefer a more personal touch, Forge Trust also offers the option to complete the application with the assistance of a representative. This can be particularly helpful if you have specific questions or need guidance on choosing the right type of IRA for your needs.


Once your application is approved, the next step is to fund your IRA. Our research indicates that Forge Trust offers several options for this, including transferring funds from an existing retirement account, rolling over a 401(k) from a previous employer, or making a direct cash contribution. This flexibility ensures that you can fund your account in the way that best suits your financial situation.


With your account funded, you're ready to start investing. Forge Trust provides access to a wide range of investment options, allowing you to diversify your portfolio across different asset classes. Whether you're interested in real estate, precious metals, private equity, or any other investment that Forge Trust supports, you can begin allocating your funds according to your investment strategy.

Comparing Forge Trust to Other IRA Custodians

When we look at the landscape of IRA custodians, Forge Trust indeed carves out its niche with a blend of experience, diversity in investment options, and a strong emphasis on personalized client service. This isn't just about offering a platform for retirement savings; it's about providing a pathway for investors to explore opportunities that align with their interests and financial goals.

Unlike many custodians that limit investments to traditional stocks and bonds, Forge Trust opens the door to real estate, precious metals, private equity, and more, offering a canvas for investors to paint their retirement dreams on.

However, it's important to note that while Forge Trust's flexibility and range of options are commendable, the world of IRA custodians is vast and varied. Some competitors might edge out in terms of lower fee structures or niche investment offerings.

The key here is to understand your investment goals and how much you value the breadth of options and support provided by your custodian. Forge Trust's commitment to empowering investors through education and support, coupled with its robust platform, positions it as a strong contender for those seeking a more hands-on approach to retirement planning.

Customer Reviews and Testimonials

Diving into customer reviews and testimonials offers a glimpse into the real-world impact of Forge Trust's services. Investors frequently applaud the knowledgeable staff, highlighting the ease with which they navigate the complexities of self-directed IRAs.

The platform's user-friendliness is another point of praise, making it accessible for both seasoned investors and those new to the self-directed IRA scene. However, it's clear from feedback that there's always room for growth. Some investors express a desire for an even broader array of investment options and a more streamlined fee structure.

This constructive criticism is vital, as it underscores the importance of continuous improvement and responsiveness to client needs. Forge Trust's commitment to adapting and evolving in response to such feedback is a testament to its dedication to client satisfaction and service excellence.


Can I transfer existing retirement accounts into a Forge Trust self-directed IRA?

Yes, you can transfer existing retirement accounts into a Forge Trust self-directed IRA. This process involves moving funds from traditional IRAs, Roth IRAs, SEP IRAs, SIMPLE IRAs, 401(k)s, and eligible 403(b) plans into your new self-directed IRA with Forge Trust.

The transfer is typically done via a direct rollover, ensuring that the funds remain within the tax-advantaged environment, avoiding early withdrawal penalties and maintaining the tax-deferred or tax-free status of the investment growth.

Forge Trust's experienced staff can guide you through the transfer process, making it as seamless as possible. This flexibility allows investors to consolidate their retirement savings and access a broader range of investment opportunities.

How does Forge Trust ensure the security of my investments and personal information?

Forge Trust employs a comprehensive security strategy to protect your investments and personal information. This includes the use of advanced encryption technologies, secure server configurations, and rigorous compliance with industry-standard data protection regulations.

Additionally, Forge Trust implements strict access controls and regular security audits to prevent unauthorized access to client information. Their commitment to privacy and security is reflected in their policies and practices, designed to safeguard your account against digital threats. Investors can have peace of mind knowing that their financial and personal data are protected with high levels of security measures.

Are there any educational resources available for new investors at Forge Trust?

Forge Trust offers a variety of educational resources aimed at empowering new investors to make informed decisions about their self-directed IRAs. These resources include webinars, FAQs, and detailed guides on different types of investments available through self-directed IRAs.

Protect Your Retirement Savings - Without Taxes or Penalties!


The company's website also features articles and insights on market trends, investment strategies, and tips for optimizing your retirement savings. Forge Trust's commitment to investor education ensures that clients have access to the knowledge they need to explore the full potential of their self-directed IRAs, regardless of their prior investment experience.

Make sure to check out our compilation of The Top & Best Gold Companies to see if Forge Trust made the cut.

If you find Forge Trust appealing, explore more on their website by visiting the link below.

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